Finance and process advisory for Nigerian MSMEs
Big-firm discipline for growing businesses.
Large companies pay audit and advisory firms to keep their records clean, their controls tight and their prices honest. Leopartis Advisory brings the same discipline to MSMEs, then uses AI and our own software, Lucrive, so it keeps running without adding staff.
Who we work with
Businesses that have outgrown the shoebox of receipts.
Usually an owner-managed MSME with a few staff, steady revenue and records that have not kept pace. If two or more of these sound familiar, it is worth a conversation.
You can't name your margin per product
Prices were set from the market or from memory, and costs have moved since.
Month-end is a hunt
Receipts, transfers and invoices live in phones, WhatsApp chats and three bank apps.
A lender asked for accounts
A bank, investor or large customer wanted figures you could not produce quickly or defend.
The 2026 tax rules are unclear to you
You are not sure whether you are a small company, must register for VAT, or which WHT applies.
Admin eats the week
Staff retype the same figures into invoices, spreadsheets and messages every day.
Everything runs through you
Nobody else can approve a payment, price a job or explain the numbers.
How we work
The method of an audit firm, sized for an MSME.
Every engagement follows the same five steps. You know the scope, the deliverables and the fee before any work starts, and you keep everything we produce.
Discovery call
30 minutes, free. We hear the problem and tell you honestly whether an engagement fits.
Engagement letter
Scope, deliverables, timeline, what we need from you and a fixed fee, in writing.
Fieldwork
We review your records and talk to the people who keep them. Working papers are documented.
Findings
A written report, each finding ranked by risk and by the money at stake, with a fix for each.
Handover
Procedures, templates and a walkthrough, so your team can run it without us.
- One engagement lead, start to finish. The person on your discovery call does the work. No hand-off to someone you have not met.
- Fixed fees. Agreed in the engagement letter. No hourly billing and no open-ended retainers unless you choose the monthly partner.
- Written, not just spoken. Every engagement ends with documents you can show a bank, an investor or a new hire.
- Confidential. Your records stay with you and are handled under the Nigeria Data Protection Act 2023.
Engagements
Six engagements. Compare them, then open the one that fits.
Each one is a fixed scope with written deliverables. We recommend starting with the Records and Controls Health Check: its findings tell you which of the others you actually need.
| Engagement | Choose it when | Duration | You receive |
|---|---|---|---|
| Records and Controls Health Check | You want an outside view of how money is recorded and approved, and where it leaks. | 2 weeks | Findings report ranked by risk, 90-day fix plan |
| Records and Month-End Set-up | You need books a lender or investor will accept, and a close your team can repeat. | 4 to 6 weeks | Chart of accounts, close checklist, filing system, Lucrive set up |
| Pricing and Margin Review | You sell several products or services and do not know which ones make money. | 3 weeks | Costing workbook, recommended prices, break-even per product |
| Tax Readiness, Nigeria Tax Act 2025 | You are unsure which 2026 rules apply to you and want your records ready for them. | 2 to 3 weeks | Tax position summary, compliance calendar, records checklist |
| AI and Process Automation | Staff spend hours on repetitive admin and you want it done by tools, safely. | 3 to 4 weeks | Process map, tool shortlist with costs, one live automation |
| Monthly Finance Partner | Your records are in order and you want someone checking them every month. | Monthly, minimum 3 months | Month-end review, management pack, cash outlook, monthly call |
Records and Controls Health Check
The problem it solves
You suspect money is leaking, or you simply cannot see the business clearly, but you do not know where to start.
What we do
- Trace a sample of sales from order to cash and purchases from request to payment
- Check who can approve, pay and record, and where one person does all three
- Reconcile a recent month of bank statements to your records
- Review how invoices, receipts and expenses are kept
What you receive
- Findings report, each finding ranked by risk and money at stake
- A 90-day fix plan in priority order
- A one-page map of your controls
- A 60-minute walkthrough of the findings
What we need from you
- Three months of bank statements
- Access to invoices, receipts and any spreadsheets
- Two short interviews with whoever keeps the records
Records and Month-End Set-up
The problem it solves
Your records cannot support a loan application, an investor conversation or a tax enquiry, and every month-end is improvised.
What we do
- Design a chart of accounts that fits how you sell and spend
- Bring the current year's records up to date
- Set up Lucrive with your clients, invoice numbering and expense categories
- Write a month-end close checklist and run the first close with your team
What you receive
- Chart of accounts and a filing structure for documents
- A month-end close checklist with owners and deadlines
- Lucrive configured and in use
- A recorded handover session for your staff
What we need from you
- The current year's bank statements and invoices
- One person who will own the records after handover
- Two hours a week of that person's time during the engagement
Pricing and Margin Review
The problem it solves
Sales are growing but cash is not, or you cannot say which products or services carry the business and which drain it.
What we do
- Cost each product or service: materials, labour, wastage and a fair share of overheads
- Compare actual prices with the price each one needs to hit your target margin
- Model the effect of price changes on volume and profit
What you receive
- A costing workbook you can update yourself
- Recommended prices with the margin on each
- Break-even volume per product or service
- A short note on how to announce price changes to customers
What we need from you
- Your price list and six months of sales
- Supplier invoices and payroll totals
- Your monthly overheads, even if rough
Tax Readiness, Nigeria Tax Act 2025
The problem it solves
The rules changed on 1 January 2026 and you do not know which ones apply to you or whether your records would survive a question from the tax authority.
What we do
- Test your small company status against the turnover and fixed-asset limits
- Check whether you must register for and charge VAT
- List the withholding tax you deduct from suppliers and suffer from clients
- Check that your records hold what a return will need
What you receive
- A tax position summary, with every figure marked as an estimate
- A compliance calendar of filing and payment dates
- A records checklist, with gaps to close before year-end
- Questions to put to your tax adviser
What we need from you
- Last year's turnover and a list of fixed assets
- Sales and supplier invoices for a recent quarter
- Any letters from the tax authority
AI and Process Automation
The problem it solves
Your team retypes the same information all day, or you have tried AI tools that nobody uses after the first week.
What we do
- Map one or two recurring processes step by step, with time spent on each
- Shortlist tools that fit your budget and how your team works
- Set up one automation and test it with real work
- Set rules for what data may go into AI tools and what may not
What you receive
- A process map with the time each step takes
- A tool shortlist with monthly costs
- One automation live and in use
- A written procedure and an AI data-use policy
What we need from you
- The staff who run the process, for two working sessions
- Admin access to the tools you already use
Monthly Finance Partner
The problem it solves
Your records are in order, but nobody checks them, explains them or warns you before cash gets tight.
What we do
- Review your month-end close and query anything unusual
- Prepare a management pack: sales, margins, costs and cash
- Update a three-month cash outlook
- Flag tax dates and records gaps before they become problems
What you receive
- A management pack each month
- A cash outlook for the next three months
- A monthly call to go through the numbers
- Email access between calls
What we need from you
- Records closed by an agreed date each month, ideally in Lucrive
- Records in usable order before we start, or a Set-up engagement first
Straight answers
What we do, and what we leave to others.
We do
- Design and fix how your business records, approves and reports money
- Cost and price your products and services
- Prepare you and your records for the Nigeria Tax Act 2025
- Put AI and automation to work on admin, with clear data rules
- Hand over documented procedures your team can run
We don't
- Audit or sign financial statements
- File tax returns or give a formal tax opinion. We work alongside your accountant or tax adviser
- Hold or move your money
- Take on work we cannot scope in writing first
Our software
Lucrive keeps the work running after we leave.
We built Lucrive so the records we set up stay in order without us. It is free to start, and every engagement can be delivered on it or on the tools you already use.
- Invoices and receipts with VAT and withholding tax handled
- Expenses and supplier WHT receipts in one place
- Pricing calculator and monthly budget against actuals
- Tax estimates on the Nigeria Tax Act 2025 rules
Discovery call
Tell us what is going on.
The call is free and lasts 30 minutes. If an engagement fits, you get an engagement letter with the scope and the fee. If it does not, we will say so.
Prefer email? Write to info@leopartisadvisory.com. We reply within two working days.